BAC vs CII: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC and CII are closely matched. CII offers the higher yield at 7.15%, BAC has the higher dividend-safety score, and CII looks like the better value (its fair-value estimate is 59% above its share price).
Key facts: BAC vs CII
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, BlackRock Enhanced Large Cap Core Fund, Inc. (CII) has the higher forward dividend yield at 7.15%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CII's B (76/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and CII for 2.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and CII pays out 29%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and CII's fair-value estimate is 59% above its share price, so CII looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CII: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-cii
| Metric | BAC | CII |
|---|---|---|
| Forward yield | 2.48% | 7.15% |
| Annual dividend | $1.28 | $1.69 |
| Payout ratio | 28% | 29% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 12% | 12% |
| Dividend safety score | 87 (A) | 76 (B) |
| Fair value estimate | $63.43 | $36.43 |
| Upside to fair value | +25% | +59% |
| Frequency | quarterly | monthly |
| Market cap | $349.9B | $1.0B |
| P/E ratio | 12.1 | 3.9 |
Higher yield
CII
7.15%
Safer dividend
BAC
Grade A
Faster growth
CII
9.9%
Better value
CII
+59% upside
BAC vs CII — FAQ
Is BAC or CII a better dividend stock?
BAC and CII are closely matched. CII has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or CII?
CII has the higher forward dividend yield at 7.15%, versus 2.48% for BAC.
Is BAC or CII safer?
BAC has the higher dividend-safety score (87/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CII better value right now?
As of Nov 5, 2026, CII looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.