BAC vs CII: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CII offers the higher yield at 7.00%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | CII |
|---|---|---|
| Forward yield | 2.04% | 7.00% |
| Annual dividend | $1.28 | $1.69 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 48% | 20% |
| Dividend safety score | 86 (A) | 76 (B) |
| Fair value estimate | $91.51 | $34.94 |
| Upside to fair value | +46% | +44% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | $1.1B |
| P/E ratio | 14.5 | 4.1 |
Higher yield
CII
7.00%
Safer dividend
BAC
Grade A
Faster growth
CII
9.9%
Better value
BAC
+46% upside
BAC vs CII — FAQ
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