SmarterDividends

BAC vs CION: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. CION offers the higher yield at 16.55%, BAC has the higher dividend-safety score, and CION trades at the larger discount to fair value (+87%).

MetricBACCION
Forward yield2.04%16.55%
Annual dividend$1.28$1.20
Payout ratio26%2200%
Years of growth12 yr2 yr
5-yr dividend growth8.4%
5-yr total return48%-42%
Dividend safety score86 (A)40 (D)
Fair value estimate$90.46$13.69
Upside to fair value+44%+87%
Frequencyquarterlymonthly
Market cap$437.5B$353.3M
P/E ratio14.5119.7

Higher yield

CION

16.55%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

CION

+87% upside

BAC vs CION — FAQ

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