BAC vs CION: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. CION offers the higher yield at 19.64%, BAC has the higher dividend-safety score, and CION trades at the larger discount to fair value (+130%).
| Metric | BAC | CION |
|---|---|---|
| Forward yield | 1.83% | 19.64% |
| Annual dividend | $1.12 | $1.20 |
| Payout ratio | 26% | 294% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 47% | -52% |
| Dividend safety score | 85 (A) | 35 (F) |
| Fair value estimate | $101.75 | $14.03 |
| Upside to fair value | +66% | +130% |
| Frequency | quarterly | monthly |
| Market cap | $424.0B | $300.7M |
| P/E ratio | 14.1 | — |
Higher yield
CION
19.64%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
CION
+130% upside
BAC vs CION — FAQ
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