BAC vs CIXPF: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC and CIXPF are closely matched. CIXPF offers the higher yield at 4.27%, BAC has the higher dividend-safety score, and CIXPF looks like the better value (its fair-value estimate is 38% above its share price).
Key facts: BAC vs CIXPF
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, CaixaBank, S.A. (CIXPF) has the higher forward dividend yield at 4.27%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CIXPF's C (57/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and CIXPF for 0.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and CIXPF pays out 57%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and CIXPF's fair-value estimate is 38% above its share price, so CIXPF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CIXPF: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-cixpf
| Metric | BAC | CIXPF |
|---|---|---|
| Forward yield | 2.48% | 4.27% |
| Annual dividend | $1.28 | $0.59 |
| Payout ratio | 28% | 57% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 26.5% |
| 5-yr total return | 12% | 326% |
| Dividend safety score | 87 (A) | 57 (C) |
| Fair value estimate | $63.43 | $19.12 |
| Upside to fair value | +25% | +38% |
| Frequency | quarterly | semiannual |
| Market cap | $349.9B | $96.5B |
| P/E ratio | 12.1 | 13.0 |
Higher yield
CIXPF
4.27%
Safer dividend
BAC
Grade A
Faster growth
CIXPF
26.5%
Better value
CIXPF
+38% upside
BAC vs CIXPF — FAQ
Is BAC or CIXPF a better dividend stock?
BAC and CIXPF are closely matched. CIXPF has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or CIXPF?
CIXPF has the higher forward dividend yield at 4.27%, versus 2.48% for BAC.
Is BAC or CIXPF safer?
BAC has the higher dividend-safety score (87/100 vs 57/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CIXPF better value right now?
As of Nov 5, 2026, CIXPF looks like the better value: its fair-value estimate is 38% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.