SmarterDividends

BAC vs DLY: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. DLY offers the higher yield at 10.07%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACDLY
Forward yield1.83%10.07%
Annual dividend$1.12$1.40
Payout ratio26%241%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return47%-30%
Dividend safety score85 (A)73 (B)
Fair value estimate$101.75$19.25
Upside to fair value+66%+38%
Frequencyquarterlymonthly
Market cap$424.0B$679.5M
P/E ratio14.124.1

Higher yield

DLY

10.07%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs DLY — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.