BAC vs ECAT: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. ECAT offers the higher yield at 24.11%, BAC has the higher dividend-safety score.
Key facts: BAC vs ECAT
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, BlackRock ESG Capital Allocation Term Trust (ECAT) has the higher forward dividend yield at 24.11%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and ECAT's D (39/100).
- By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and ECAT for 3.
- As of Oct 27, 2026, BAC pays out 26% of its earnings as dividends and ECAT pays out 135%.
Cite this page
SmarterDividends, "BAC vs ECAT: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-ecat
| Metric | BAC | ECAT |
|---|---|---|
| Forward yield | 2.53% | 24.11% |
| Annual dividend | $1.28 | $3.17 |
| Payout ratio | 26% | 135% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 14% | -30% |
| Dividend safety score | 87 (A) | 39 (D) |
| Fair value estimate | $63.43 | — |
| Upside to fair value | +26% | — |
| Frequency | quarterly | monthly |
| Market cap | $349.7B | $1.3B |
| P/E ratio | 12.1 | 5.3 |
Higher yield
ECAT
24.11%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
BAC vs ECAT — FAQ
Is BAC or ECAT a better dividend stock?
On the data, BAC wins more head-to-head categories (4 vs 2). ECAT offers the higher yield (24.11%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or ECAT?
ECAT has the higher forward dividend yield at 24.11%, versus 2.53% for BAC.
Is BAC or ECAT safer?
BAC has the higher dividend-safety score (87/100 vs 39/100), reflecting stronger payout coverage and dividend-growth history.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.