BAC vs ECC-PD: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and ECC-PD are closely matched. ECC-PD offers the higher yield at 9.78%, BAC has the higher dividend-safety score, and ECC-PD looks like the better value (its fair-value estimate is 81% above its share price).
Key facts: BAC vs ECC-PD
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Eagle Point Credit Company (ECC-PD) has the higher forward dividend yield at 9.78%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and ECC-PD's B (77/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and ECC-PD for 0.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and ECC-PD's fair-value estimate is 81% above its share price, so ECC-PD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs ECC-PD: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-ecc-pd
| Metric | BAC | ECC-PD |
|---|---|---|
| Forward yield | 2.59% | 9.78% |
| Annual dividend | $1.28 | $1.69 |
| Payout ratio | 28% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 11% | -30% |
| Dividend safety score | 85 (A) | 77 (B) |
| Fair value estimate | $63.64 | $31.29 |
| Upside to fair value | +29% | +81% |
| Frequency | quarterly | monthly |
| Market cap | $341.0B | — |
| P/E ratio | 11.8 | 9.5 |
Higher yield
ECC-PD
9.78%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ECC-PD
+81% upside
BAC vs ECC-PD — FAQ
Is BAC or ECC-PD a better dividend stock?
BAC and ECC-PD are closely matched. ECC-PD has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or ECC-PD?
ECC-PD has the higher forward dividend yield at 9.78%, versus 2.59% for BAC.
Is BAC or ECC-PD safer?
BAC has the higher dividend-safety score (85/100 vs 77/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or ECC-PD better value right now?
As of Nov 8, 2026, ECC-PD looks like the better value: its fair-value estimate is 81% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.