BAC vs ECCC: Which Is the Better Dividend Stock?
As of Nov 10, 2026, BAC and ECCC are closely matched. ECCC offers the higher yield at 6.77%, BAC has the higher dividend-safety score, and ECCC looks like the better value (its fair-value estimate is 28% above its share price).
Key facts: BAC vs ECCC
Data as of · Source: SmarterDividends data
- As of Nov 10, 2026, Eagle Point Credit Company (ECCC) has the higher forward dividend yield at 6.77%, versus 2.53% for Bank of America Corporation (BAC).
- As of Nov 10, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and ECCC's A (80/100).
- By SmarterDividends' count as of Nov 10, 2026, BAC has raised its dividend for 12 consecutive years and ECCC for 0.
- As of Nov 10, 2026, BAC's fair-value estimate is 26% above its share price and ECCC's fair-value estimate is 28% above its share price, so ECCC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs ECCC: Dividend Yield, Safety & Value Compared," updated Nov 10, 2026, https://smarterdividends.com/compare/bac-vs-eccc
| Metric | BAC | ECCC |
|---|---|---|
| Forward yield | 2.53% | 6.77% |
| Annual dividend | $1.28 | $1.63 |
| Payout ratio | 28% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 11% | -4% |
| Dividend safety score | 85 (A) | 80 (A) |
| Fair value estimate | $63.64 | $30.62 |
| Upside to fair value | +26% | +28% |
| Frequency | quarterly | monthly |
| Market cap | $348.8B | — |
| P/E ratio | 12.1 | 13.2 |
Higher yield
ECCC
6.77%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ECCC
+28% upside
BAC vs ECCC — FAQ
Is BAC or ECCC a better dividend stock?
BAC and ECCC are closely matched. ECCC has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or ECCC?
ECCC has the higher forward dividend yield at 6.77%, versus 2.53% for BAC.
Is BAC or ECCC safer?
BAC has the higher dividend-safety score (85/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or ECCC better value right now?
As of Nov 10, 2026, ECCC looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.