SmarterDividends

BAC vs EMD: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. EMD offers the higher yield at 11.40%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACEMD
Forward yield2.22%11.40%
Annual dividend$1.28$1.14
Payout ratio26%72%
Years of growth12 yr2 yr
5-yr dividend growth8.4%-1.1%
5-yr total return21%-27%
Dividend safety score86 (A)59 (C)
Fair value estimate$91.91$13.77
Upside to fair value+59%+38%
Frequencyquarterlymonthly
Market cap$405.3B$581.9M
P/E ratio13.46.3

Higher yield

EMD

11.40%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs EMD — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.