SmarterDividends

BAC vs FFA: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FFA offers the higher yield at 7.35%, FFA has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACFFA
Forward yield2.21%7.35%
Annual dividend$1.28$1.70
Payout ratio26%32%
Years of growth12 yr2 yr
5-yr dividend growth8.4%5.3%
5-yr total return21%8%
Dividend safety score86 (A)88 (A)
Fair value estimate$91.91$29.03
Upside to fair value+59%+27%
Frequencyquarterlyquarterly
Market cap$393.0B$454.7M
P/E ratio13.04.8

Higher yield

FFA

7.35%

Safer dividend

FFA

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs FFA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.