BAC vs FNLC: Which Is the Better Dividend Stock?
As of September 2026, BAC and FNLC are closely matched. FNLC offers the higher yield at 4.32%, FNLC has the higher dividend-safety score, and FNLC trades at the larger discount to fair value (+95%).
| Metric | BAC | FNLC |
|---|---|---|
| Forward yield | 2.22% | 4.32% |
| Annual dividend | $1.28 | $1.52 |
| Payout ratio | 26% | 55% |
| Years of growth | 12 yr | 7 yr |
| 5-yr dividend growth | 8.4% | 3.7% |
| 5-yr total return | 21% | 19% |
| Dividend safety score | 86 (A) | 93 (A) |
| Fair value estimate | $91.91 | $68.60 |
| Upside to fair value | +59% | +95% |
| Frequency | quarterly | quarterly |
| Market cap | $405.3B | $392.6M |
| P/E ratio | 13.4 | 10.3 |
Higher yield
FNLC
4.32%
Safer dividend
FNLC
Grade A
Faster growth
BAC
8.4%
Better value
FNLC
+95% upside
BAC vs FNLC — FAQ
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