SmarterDividends

BAC vs FOF: Which Is the Better Dividend Stock?

As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. FOF offers the higher yield at 7.63%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+42%).

MetricBACFOF
Forward yield2.03%7.63%
Annual dividend$1.28$1.04
Payout ratio26%46%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return51%-9%
Dividend safety score85 (A)73 (B)
Fair value estimate$89.85$15.71
Upside to fair value+42%+15%
Frequencyquarterlymonthly
Market cap$441.7B$379.9M
P/E ratio14.66.0

Higher yield

FOF

7.63%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+42% upside

BAC vs FOF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.