BAC vs FSCO: Which Is the Better Dividend Stock?
As of Oct 28, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. FSCO offers the higher yield at 14.11%, BAC has the higher dividend-safety score, and FSCO looks like the better value (its fair-value estimate is 217% above its share price).
Key facts: BAC vs FSCO
Data as of · Source: SmarterDividends data
- As of Oct 28, 2026, FS Credit Opportunities Corp. (FSCO) has the higher forward dividend yield at 14.11%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 28, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FSCO's D (48/100).
- By SmarterDividends' count as of Oct 28, 2026, BAC has raised its dividend for 12 consecutive years and FSCO for 3.
- As of Oct 28, 2026, BAC pays out 26% of its earnings as dividends and FSCO pays out 128%.
- As of Oct 28, 2026, BAC's fair-value estimate is 25% above its share price and FSCO's fair-value estimate is 217% above its share price, so FSCO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FSCO: Dividend Yield, Safety & Value Compared," updated Oct 28, 2026, https://smarterdividends.com/compare/bac-vs-fsco
| Metric | BAC | FSCO |
|---|---|---|
| Forward yield | 2.53% | 14.11% |
| Annual dividend | $1.28 | $0.71 |
| Payout ratio | 26% | 128% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 14% | — |
| Dividend safety score | 87 (A) | 48 (D) |
| Fair value estimate | $63.43 | $16.11 |
| Upside to fair value | +25% | +217% |
| Frequency | quarterly | monthly |
| Market cap | $350.8B | $1.0B |
| P/E ratio | 12.1 | 8.3 |
Higher yield
FSCO
14.11%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
FSCO
+217% upside
BAC vs FSCO — FAQ
Is BAC or FSCO a better dividend stock?
On the data, BAC wins more head-to-head categories (4 vs 2). FSCO offers the higher yield (14.11%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or FSCO?
FSCO has the higher forward dividend yield at 14.11%, versus 2.53% for BAC.
Is BAC or FSCO safer?
BAC has the higher dividend-safety score (87/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FSCO better value right now?
As of Oct 28, 2026, FSCO looks like the better value: its fair-value estimate is 217% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.