SmarterDividends

BAC vs FSK: Which Is the Better Dividend Stock?

As of Oct 27, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FSK offers the higher yield at 16.92%, BAC has the higher dividend-safety score, and FSK looks like the better value (its fair-value estimate is 134% above its share price).

Key facts: BAC vs FSK

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, FS KKR Capital Corp. (FSK) has the higher forward dividend yield at 16.92%, versus 2.53% for Bank of America Corporation (BAC).
  • As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and FSK's D (40/100).
  • By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and FSK for 2.
  • As of Oct 27, 2026, BAC's fair-value estimate is 26% above its share price and FSK's fair-value estimate is 134% above its share price, so FSK looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs FSK: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-fsk

MetricBACFSK
Forward yield2.53%16.92%
Annual dividend$1.28$1.76
Payout ratio26%7000%
Years of growth12 yr2 yr
5-yr dividend growth8.4%1.8%
5-yr total return14%-50%
Dividend safety score87 (A)40 (D)
Fair value estimate$63.43$24.34
Upside to fair value+26%+134%
Frequencyquarterlyquarterly
Market cap$349.7B$2.9B
P/E ratio12.1—

Higher yield

FSK

16.92%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

FSK

+134% upside

BAC vs FSK — FAQ

Is BAC or FSK a better dividend stock?

On the data, BAC wins more head-to-head categories (5 vs 3). FSK offers the higher yield (16.92%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or FSK?

FSK has the higher forward dividend yield at 16.92%, versus 2.53% for BAC.

Is BAC or FSK safer?

BAC has the higher dividend-safety score (87/100 vs 40/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or FSK better value right now?

As of Oct 27, 2026, FSK looks like the better value: its fair-value estimate is 134% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.