SmarterDividends

BAC vs GOLD: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).

MetricBACGOLD
Forward yield2.04%1.66%
Annual dividend$1.28$0.80
Payout ratio26%26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%-26.0%
5-yr total return48%61%
Dividend safety score86 (A)80 (A)
Fair value estimate$91.51$62.14
Upside to fair value+46%+29%
Frequencyquarterlyquarterly
Market cap$415.9B$1.4B
P/E ratio13.715.7

Higher yield

BAC

2.04%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+46% upside

BAC vs GOLD — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.