SmarterDividends

BAC vs GS: Which Is the Better Dividend Stock?

As of Nov 5, 2026, GS (The Goldman Sachs Group, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.48%, GS has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 25% above its share price).

Key facts: BAC vs GS

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.48%, versus 2.16% for The Goldman Sachs Group, Inc. (GS).
  • As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and GS's A (89/100).
  • By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and GS for 14.
  • As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and GS pays out 26%.
  • As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and GS's fair-value estimate is 23% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs GS: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-gs

MetricBACGS
Forward yield2.48%2.16%
Annual dividend$1.28$20.00
Payout ratio28%26%
Years of growth12 yr14 yr
5-yr dividend growth8.4%22.9%
5-yr total return12%135%
Dividend safety score87 (A)89 (A)
Fair value estimate$63.43$673.39
Upside to fair value+25%-23%
Frequencyquarterlyquarterly
Market cap$349.9B$251.9B
P/E ratio12.112.6

Higher yield

BAC

2.48%

Safer dividend

GS

Grade A

Faster growth

GS

22.9%

Better value

BAC

+25% upside

BAC vs GS — FAQ

Is BAC or GS a better dividend stock?

On the data, GS wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.48%), while GS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or GS?

BAC has the higher forward dividend yield at 2.48%, versus 2.16% for GS.

Is BAC or GS safer?

GS has the higher dividend-safety score (89/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or GS better value right now?

As of Nov 5, 2026, BAC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For GS, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.