SmarterDividends

BAC vs HDB: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. BAC offers the higher yield at 2.22%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACHDB
Forward yield2.22%1.76%
Annual dividend$1.28$0.41
Payout ratio26%24%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return21%-36%
Dividend safety score86 (A)58 (C)
Fair value estimate$91.91$30.63
Upside to fair value+59%+32%
Frequencyquarterlyannual
Market cap$403.7B$119.0B
P/E ratio13.316.2

Higher yield

BAC

2.22%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs HDB — FAQ

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