BAC vs HTD: Which Is the Better Dividend Stock?
As of Oct 31, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HTD offers the higher yield at 8.11%, BAC has the higher dividend-safety score, and HTD looks like the better value (its fair-value estimate is 71% above its share price).
Key facts: BAC vs HTD
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, John Hancock Tax-Advantaged Dividend Income Fund (HTD) has the higher forward dividend yield at 8.11%, versus 2.56% for Bank of America Corporation (BAC).
- As of Oct 31, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HTD's A (86/100).
- By SmarterDividends' count as of Oct 31, 2026, BAC has raised its dividend for 12 consecutive years and HTD for 1.
- As of Oct 31, 2026, BAC pays out 26% of its earnings as dividends and HTD pays out 38%.
- As of Oct 31, 2026, BAC's fair-value estimate is 27% above its share price and HTD's fair-value estimate is 71% above its share price, so HTD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HTD: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/bac-vs-htd
| Metric | BAC | HTD |
|---|---|---|
| Forward yield | 2.56% | 8.11% |
| Annual dividend | $1.28 | $1.90 |
| Payout ratio | 26% | 38% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 1.2% |
| 5-yr total return | 12% | -3% |
| Dividend safety score | 87 (A) | 86 (A) |
| Fair value estimate | $63.43 | $40.01 |
| Upside to fair value | +27% | +71% |
| Frequency | quarterly | monthly |
| Market cap | $346.2B | $828.4M |
| P/E ratio | 11.9 | 4.9 |
Higher yield
HTD
8.11%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
HTD
+71% upside
BAC vs HTD — FAQ
Is BAC or HTD a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). HTD offers the higher yield (8.11%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or HTD?
HTD has the higher forward dividend yield at 8.11%, versus 2.56% for BAC.
Is BAC or HTD safer?
BAC has the higher dividend-safety score (87/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HTD better value right now?
As of Oct 31, 2026, HTD looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For BAC, its fair-value estimate is 27% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.