BAC vs IBCP: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. IBCP offers the higher yield at 3.09%, BAC has the higher dividend-safety score, and IBCP trades at the larger discount to fair value (+74%).
| Metric | BAC | IBCP |
|---|---|---|
| Forward yield | 2.22% | 3.09% |
| Annual dividend | $1.28 | $1.12 |
| Payout ratio | 26% | 31% |
| Years of growth | 12 yr | 11 yr |
| 5-yr dividend growth | 8.4% | 5.4% |
| 5-yr total return | 21% | 61% |
| Dividend safety score | 86 (A) | 81 (A) |
| Fair value estimate | $91.91 | $63.09 |
| Upside to fair value | +59% | +74% |
| Frequency | quarterly | quarterly |
| Market cap | $405.3B | $796.7M |
| P/E ratio | 13.4 | 10.4 |
Higher yield
IBCP
3.09%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
IBCP
+74% upside
BAC vs IBCP — FAQ
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