BAC vs IFN: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. IFN offers the higher yield at 18.40%, BAC has the higher dividend-safety score, and IFN trades at the larger discount to fair value (+93%).
| Metric | BAC | IFN |
|---|---|---|
| Forward yield | 2.05% | 18.40% |
| Annual dividend | $1.28 | $2.12 |
| Payout ratio | 26% | 59% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -2.7% |
| 5-yr total return | 48% | -52% |
| Dividend safety score | 86 (A) | 54 (C) |
| Fair value estimate | $90.46 | $22.16 |
| Upside to fair value | +44% | +93% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $482.9M |
| P/E ratio | 14.4 | — |
Higher yield
IFN
18.40%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
IFN
+93% upside
BAC vs IFN — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.