BAC vs LKFN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, LKFN (Lakeland Financial Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. LKFN offers the higher yield at 3.59%, LKFN has the higher dividend-safety score, and LKFN looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: BAC vs LKFN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Lakeland Financial Corporation (LKFN) has the higher forward dividend yield at 3.59%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and LKFN's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and LKFN for 14.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and LKFN pays out 47%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and LKFN's fair-value estimate is 44% above its share price, so LKFN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs LKFN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-lkfn
| Metric | BAC | LKFN |
|---|---|---|
| Forward yield | 2.50% | 3.59% |
| Annual dividend | $1.28 | $2.08 |
| Payout ratio | 26% | 47% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 10.8% |
| 5-yr total return | 15% | -18% |
| Dividend safety score | 87 (A) | 93 (A) |
| Fair value estimate | $63.43 | $83.66 |
| Upside to fair value | +24% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $1.4B |
| P/E ratio | 12.2 | 13.3 |
Higher yield
LKFN
3.59%
Safer dividend
LKFN
Grade A
Faster growth
LKFN
10.8%
Better value
LKFN
+44% upside
BAC vs LKFN — FAQ
Is BAC or LKFN a better dividend stock?
On the data, LKFN wins more head-to-head categories (6 vs 2). LKFN offers the higher yield (3.59%), while LKFN has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or LKFN?
LKFN has the higher forward dividend yield at 3.59%, versus 2.50% for BAC.
Is BAC or LKFN safer?
LKFN has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or LKFN better value right now?
As of Oct 18, 2026, LKFN looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.