SmarterDividends

BAC vs MFC: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. MFC offers the higher yield at 3.12%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACMFC
Forward yield2.29%3.12%
Annual dividend$1.28$1.36
Payout ratio26%50%
Years of growth12 yr12 yr
5-yr dividend growth8.4%8.2%
5-yr total return21%128%
Dividend safety score86 (A)64 (C)
Fair value estimate$91.91$50.97
Upside to fair value+59%+15%
Frequencyquarterlyquarterly
Market cap$390.9B$72.3B
P/E ratio12.916.6

Higher yield

MFC

3.12%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs MFC — FAQ

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