BAC vs NCA: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. NCA offers the higher yield at 4.08%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | NCA |
|---|---|---|
| Forward yield | 2.05% | 4.08% |
| Annual dividend | $1.28 | $0.36 |
| Payout ratio | 26% | 100% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 1.2% |
| 5-yr total return | 48% | -16% |
| Dividend safety score | 86 (A) | 65 (C) |
| Fair value estimate | $91.59 | $5.92 |
| Upside to fair value | +46% | -33% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | — |
| P/E ratio | 14.4 | 25.4 |
Higher yield
NCA
4.08%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs NCA — FAQ
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