BAC vs NIC: Which Is the Better Dividend Stock?
As of September 2026, NIC (Nicolet Bankshares, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.04%, BAC has the higher dividend-safety score, and NIC trades at the larger discount to fair value (+62%).
| Metric | BAC | NIC |
|---|---|---|
| Forward yield | 2.04% | 0.79% |
| Annual dividend | $1.28 | $1.36 |
| Payout ratio | 26% | 15% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 48% | 132% |
| Dividend safety score | 86 (A) | 78 (B) |
| Fair value estimate | $90.46 | $278.87 |
| Upside to fair value | +44% | +62% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $3.6B |
| P/E ratio | 14.5 | 19.3 |
Higher yield
BAC
2.04%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
NIC
+62% upside
BAC vs NIC — FAQ
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