SmarterDividends

BAC vs NMFC: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NMFC offers the higher yield at 15.76%, BAC has the higher dividend-safety score, and NMFC trades at the larger discount to fair value (+102%).

MetricBACNMFC
Forward yield2.05%15.76%
Annual dividend$1.28$1.14
Payout ratio26%800%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.6%
5-yr total return48%-46%
Dividend safety score86 (A)40 (D)
Fair value estimate$90.46$15.12
Upside to fair value+44%+102%
Frequencyquarterlyquarterly
Market cap$438.4B$683.8M
P/E ratio14.4

Higher yield

NMFC

15.76%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

NMFC

+102% upside

BAC vs NMFC — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.