SmarterDividends

BAC vs OBK: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.06%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).

MetricBACOBK
Forward yield2.06%1.86%
Annual dividend$1.28$1.00
Payout ratio26%23%
Years of growth12 yr0 yr
5-yr dividend growth8.4%9.6%
5-yr total return49%30%
Dividend safety score85 (A)83 (A)
Fair value estimate$102.38$47.61
Upside to fair value+65%-11%
Frequencyquarterlyquarterly
Market cap$435.5B$1.7B
P/E ratio14.320.8

Higher yield

BAC

2.06%

Safer dividend

BAC

Grade A

Faster growth

OBK

9.6%

Better value

BAC

+65% upside

BAC vs OBK — FAQ

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