BAC vs OBK: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and OBK are closely matched. BAC offers the higher yield at 2.59%, OBK has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 29% above its share price).
Key facts: BAC vs OBK
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.59%, versus 1.50% for Origin Bancorp, Inc. (OBK).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and OBK's A (86/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and OBK for 0.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and OBK pays out 19%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and OBK's fair-value estimate is 0% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs OBK: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-obk
| Metric | BAC | OBK |
|---|---|---|
| Forward yield | 2.59% | 1.50% |
| Annual dividend | $1.28 | $0.80 |
| Payout ratio | 28% | 19% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 9.6% |
| 5-yr total return | 11% | 26% |
| Dividend safety score | 85 (A) | 86 (A) |
| Fair value estimate | $63.64 | $53.05 |
| Upside to fair value | +29% | -0% |
| Frequency | quarterly | quarterly |
| Market cap | $341.0B | $1.6B |
| P/E ratio | 11.8 | 12.9 |
Higher yield
BAC
2.59%
Safer dividend
OBK
Grade A
Faster growth
OBK
9.6%
Better value
BAC
+29% upside
BAC vs OBK — FAQ
Is BAC or OBK a better dividend stock?
BAC and OBK are closely matched. BAC has the higher yield; OBK scores better on safety.
Which has a higher dividend yield, BAC or OBK?
BAC has the higher forward dividend yield at 2.59%, versus 1.50% for OBK.
Is BAC or OBK safer?
OBK has the higher dividend-safety score (86/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or OBK better value right now?
As of Nov 8, 2026, BAC looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For OBK, its fair-value estimate is 0% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.