BAC vs OCCIM: Which Is the Better Dividend Stock?
As of Nov 5, 2026, OCCIM (OFS Credit Company, Inc.) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. OCCIM offers the higher yield at 7.92%, BAC has the higher dividend-safety score, and OCCIM looks like the better value (its fair-value estimate is 51% above its share price).
Key facts: BAC vs OCCIM
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, OFS Credit Company, Inc. (OCCIM) has the higher forward dividend yield at 7.92%, versus 2.48% for Bank of America Corporation (BAC).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and OCCIM for 1.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and OCCIM's fair-value estimate is 51% above its share price, so OCCIM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs OCCIM: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-occim
| Metric | BAC | OCCIM |
|---|---|---|
| Forward yield | 2.48% | 7.92% |
| Annual dividend | $1.28 | $1.97 |
| Payout ratio | 28% | — |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 12% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $36.99 |
| Upside to fair value | +25% | +51% |
| Frequency | quarterly | monthly |
| Market cap | $349.9B | — |
| P/E ratio | 12.1 | — |
Higher yield
OCCIM
7.92%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
OCCIM
+51% upside
BAC vs OCCIM — FAQ
Is BAC or OCCIM a better dividend stock?
On the data, OCCIM wins more head-to-head categories (3 vs 1). OCCIM offers the higher yield (7.92%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or OCCIM?
OCCIM has the higher forward dividend yield at 7.92%, versus 2.48% for BAC.
Is BAC or OCCIM safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or OCCIM better value right now?
As of Nov 5, 2026, OCCIM looks like the better value: its fair-value estimate is 51% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.