BAC vs PFLT: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. PFLT offers the higher yield at 14.12%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).
| Metric | BAC | PFLT |
|---|---|---|
| Forward yield | 2.05% | 14.12% |
| Annual dividend | $1.28 | $1.00 |
| Payout ratio | 26% | 237% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 1.6% |
| 5-yr total return | 48% | -44% |
| Dividend safety score | 86 (A) | 57 (C) |
| Fair value estimate | $90.46 | $9.91 |
| Upside to fair value | +44% | +34% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | $706.4M |
| P/E ratio | 14.4 | 14.0 |
Higher yield
PFLT
14.12%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+44% upside
BAC vs PFLT — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


