BAC vs PRU: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PRU offers the higher yield at 4.62%, PRU has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | PRU |
|---|---|---|
| Forward yield | 2.07% | 4.62% |
| Annual dividend | $1.28 | $5.60 |
| Payout ratio | 26% | 50% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 4.2% |
| 5-yr total return | 45% | 15% |
| Dividend safety score | 83 (A) | 87 (A) |
| Fair value estimate | $77.08 | $134.19 |
| Upside to fair value | +25% | +11% |
| Frequency | quarterly | quarterly |
| Market cap | $431.4B | $41.8B |
| P/E ratio | 14.2 | 11.0 |
Higher yield
PRU
4.62%
Safer dividend
PRU
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+25% upside
BAC vs PRU — FAQ
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