HSBC vs PRU: Which Is the Better Dividend Stock?
As of August 2026, PRU (Prudential Financial, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PRU offers the higher yield at 4.62%, PRU has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+30%).
| Metric | HSBC | PRU |
|---|---|---|
| Forward yield | 3.60% | 4.62% |
| Annual dividend | $3.75 | $5.60 |
| Payout ratio | 54% | 50% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -13.8% | 4.2% |
| 5-yr total return | 298% | 15% |
| Dividend safety score | 72 (B) | 87 (A) |
| Fair value estimate | $135.81 | $134.19 |
| Upside to fair value | +30% | +11% |
| Frequency | quarterly | quarterly |
| Market cap | $357.0B | $41.8B |
| P/E ratio | 14.9 | 11.0 |
Higher yield
PRU
4.62%
Safer dividend
PRU
Grade A
Faster growth
PRU
4.2%
Better value
HSBC
+30% upside
HSBC vs PRU — FAQ
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