HSBC vs PRU: Which Is the Better Dividend Stock?
As of Oct 18, 2026, PRU (Prudential Financial, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PRU offers the higher yield at 4.83%, PRU has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs PRU
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Prudential Financial, Inc. (PRU) has the higher forward dividend yield at 4.83%, versus 3.97% for HSBC Holdings plc (HSBC).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and PRU's A (87/100).
- By SmarterDividends' count as of Oct 18, 2026, HSBC has raised its dividend for 0 consecutive years and PRU for 12.
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and PRU pays out 50%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and PRU's fair-value estimate is 12% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs PRU: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-pru
| Metric | HSBC | PRU |
|---|---|---|
| Forward yield | 3.97% | 4.83% |
| Annual dividend | $3.75 | $5.60 |
| Payout ratio | 54% | 50% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -13.8% | 4.2% |
| 5-yr total return | 242% | 13% |
| Dividend safety score | 72 (B) | 87 (A) |
| Fair value estimate | $135.99 | $101.65 |
| Upside to fair value | +44% | -12% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $40.0B |
| P/E ratio | 13.5 | 10.5 |
Higher yield
PRU
4.83%
Safer dividend
PRU
Grade A
Faster growth
PRU
4.2%
Better value
HSBC
+44% upside
HSBC vs PRU — FAQ
Is HSBC or PRU a better dividend stock?
On the data, PRU wins more head-to-head categories (6 vs 2). PRU offers the higher yield (4.83%), while PRU has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or PRU?
PRU has the higher forward dividend yield at 4.83%, versus 3.97% for HSBC.
Is HSBC or PRU safer?
PRU has the higher dividend-safety score (87/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or PRU better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For PRU, its fair-value estimate is 12% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.