BAC vs PTBS: Which Is the Better Dividend Stock?
As of September 2026, PTBS (Potomac Bancshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PTBS offers the higher yield at 2.27%, BAC has the higher dividend-safety score, and PTBS trades at the larger discount to fair value (+86%).
| Metric | BAC | PTBS |
|---|---|---|
| Forward yield | 2.22% | 2.27% |
| Annual dividend | $1.28 | $0.60 |
| Payout ratio | 26% | 21% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 12.7% |
| 5-yr total return | 21% | 44% |
| Dividend safety score | 86 (A) | 83 (A) |
| Fair value estimate | $91.91 | $49.30 |
| Upside to fair value | +59% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $405.3B | $109.8M |
| P/E ratio | 13.4 | 10.1 |
Higher yield
PTBS
2.27%
Safer dividend
BAC
Grade A
Faster growth
PTBS
12.7%
Better value
PTBS
+86% upside
BAC vs PTBS — FAQ
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