BAC vs RBSPF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and RBSPF are closely matched. RBSPF offers the higher yield at 6.10%, BAC has the higher dividend-safety score, and RBSPF looks like the better value (its fair-value estimate is 50% above its share price).
Key facts: BAC vs RBSPF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, NatWest Group plc (RBSPF) has the higher forward dividend yield at 6.10%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and RBSPF's C (58/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and RBSPF for 4.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and RBSPF pays out 47%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and RBSPF's fair-value estimate is 50% above its share price, so RBSPF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs RBSPF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-rbspf
| Metric | BAC | RBSPF |
|---|---|---|
| Forward yield | 2.59% | 6.10% |
| Annual dividend | $1.28 | $0.47 |
| Payout ratio | 28% | 47% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 11% | 160% |
| Dividend safety score | 85 (A) | 58 (C) |
| Fair value estimate | $63.64 | $11.57 |
| Upside to fair value | +29% | +50% |
| Frequency | quarterly | semiannual |
| Market cap | $341.0B | $61.0B |
| P/E ratio | 11.8 | 7.8 |
Higher yield
RBSPF
6.10%
Safer dividend
BAC
Grade A
Faster growth
RBSPF
9.9%
Better value
RBSPF
+50% upside
BAC vs RBSPF — FAQ
Is BAC or RBSPF a better dividend stock?
BAC and RBSPF are closely matched. RBSPF has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or RBSPF?
RBSPF has the higher forward dividend yield at 6.10%, versus 2.59% for BAC.
Is BAC or RBSPF safer?
BAC has the higher dividend-safety score (85/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or RBSPF better value right now?
As of Nov 8, 2026, RBSPF looks like the better value: its fair-value estimate is 50% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.