BAC vs RDN: Which Is the Better Dividend Stock?
As of Oct 18, 2026, RDN (Radian Group Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RDN offers the higher yield at 3.00%, RDN has the higher dividend-safety score, and RDN looks like the better value (its fair-value estimate is 88% above its share price).
Key facts: BAC vs RDN
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Radian Group Inc. (RDN) has the higher forward dividend yield at 3.00%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and RDN's A (90/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and RDN for 6.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and RDN pays out 25%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and RDN's fair-value estimate is 88% above its share price, so RDN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs RDN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-rdn
| Metric | BAC | RDN |
|---|---|---|
| Forward yield | 2.50% | 3.00% |
| Annual dividend | $1.28 | $1.02 |
| Payout ratio | 26% | 25% |
| Years of growth | 12 yr | 6 yr |
| 5-yr dividend growth | 8.4% | 15.3% |
| 5-yr total return | 15% | 67% |
| Dividend safety score | 87 (A) | 90 (A) |
| Fair value estimate | $63.43 | $64.06 |
| Upside to fair value | +24% | +88% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $4.5B |
| P/E ratio | 12.2 | 8.4 |
Higher yield
RDN
3.00%
Safer dividend
RDN
Grade A
Faster growth
RDN
15.3%
Better value
RDN
+88% upside
BAC vs RDN — FAQ
Is BAC or RDN a better dividend stock?
On the data, RDN wins more head-to-head categories (6 vs 2). RDN offers the higher yield (3.00%), while RDN has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or RDN?
RDN has the higher forward dividend yield at 3.00%, versus 2.50% for BAC.
Is BAC or RDN safer?
RDN has the higher dividend-safety score (90/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or RDN better value right now?
As of Oct 18, 2026, RDN looks like the better value: its fair-value estimate is 88% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.