SmarterDividends

BAC vs SCD: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SCD offers the higher yield at 9.44%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACSCD
Forward yield2.22%9.44%
Annual dividend$1.28$1.44
Payout ratio26%47%
Years of growth12 yr1 yr
5-yr dividend growth8.4%-16.6%
5-yr total return21%3%
Dividend safety score86 (A)64 (C)
Fair value estimate$91.91$20.75
Upside to fair value+59%+36%
Frequencyquarterlymonthly
Market cap$405.3B$350.5M
P/E ratio13.45.0

Higher yield

SCD

9.44%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs SCD — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.