BAC vs SPMC: Which Is the Better Dividend Stock?
As of July 2026, SPMC (Sound Point Meridian Capital, Inc.) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. SPMC offers the higher yield at 23.53%, BAC has the higher dividend-safety score, and SPMC trades at the larger discount to fair value (+212%).
| Metric | BAC | SPMC |
|---|---|---|
| Forward yield | 1.83% | 23.53% |
| Annual dividend | $1.12 | $2.40 |
| Payout ratio | 26% | 0% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 47% | — |
| Dividend safety score | 85 (A) | 41 (D) |
| Fair value estimate | $101.75 | $31.82 |
| Upside to fair value | +66% | +212% |
| Frequency | quarterly | monthly |
| Market cap | $424.0B | $208.5M |
| P/E ratio | 14.1 | — |
Higher yield
SPMC
23.53%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
SPMC
+212% upside
BAC vs SPMC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.