BAC vs STC: Which Is the Better Dividend Stock?
As of September 2026, BAC and STC are closely matched. STC offers the higher yield at 3.28%, STC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | STC |
|---|---|---|
| Forward yield | 2.15% | 3.28% |
| Annual dividend | $1.28 | $2.20 |
| Payout ratio | 26% | 46% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 11.3% |
| 5-yr total return | 48% | 5% |
| Dividend safety score | 86 (A) | 88 (A) |
| Fair value estimate | $91.51 | $87.67 |
| Upside to fair value | +46% | +32% |
| Frequency | quarterly | quarterly |
| Market cap | $416.2B | $2.0B |
| P/E ratio | 13.7 | 14.7 |
Higher yield
STC
3.28%
Safer dividend
STC
Grade A
Faster growth
STC
11.3%
Better value
BAC
+46% upside
BAC vs STC — FAQ
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