BAC vs TY: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. TY offers the higher yield at 3.28%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).
| Metric | BAC | TY |
|---|---|---|
| Forward yield | 1.83% | 3.28% |
| Annual dividend | $1.12 | $1.14 |
| Payout ratio | 26% | 22% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.5% |
| 5-yr total return | 49% | -0% |
| Dividend safety score | 85 (A) | 65 (C) |
| Fair value estimate | $101.43 | $57.00 |
| Upside to fair value | +63% | +63% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $1.9B |
| P/E ratio | 14.3 | 7.1 |
Higher yield
TY
3.28%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+63% upside
BAC vs TY — FAQ
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