SmarterDividends

BAC vs VKI: Which Is the Better Dividend Stock?

As of Nov 8, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. VKI offers the higher yield at 7.83%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 29% above its share price).

Key facts: BAC vs VKI

Data as of · Source: SmarterDividends data

  • As of Nov 8, 2026, Invesco Advantage Municipal Income Trust II (VKI) has the higher forward dividend yield at 7.83%, versus 2.59% for Bank of America Corporation (BAC).
  • As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and VKI's C (54/100).
  • By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and VKI for 2.
  • As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and VKI pays out 269%.
  • As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and VKI's fair-value estimate is 14% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs VKI: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-vki

MetricBACVKI
Forward yield2.59%7.83%
Annual dividend$1.28$0.67
Payout ratio28%269%
Years of growth12 yr2 yr
5-yr dividend growth8.4%4.5%
5-yr total return11%-29%
Dividend safety score85 (A)54 (C)
Fair value estimate$63.64$9.76
Upside to fair value+29%+14%
Frequencyquarterlymonthly
Market cap$341.0B$380.8M
P/E ratio11.834.3

Higher yield

VKI

7.83%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+29% upside

BAC vs VKI — FAQ

Is BAC or VKI a better dividend stock?

On the data, BAC wins more head-to-head categories (7 vs 1). VKI offers the higher yield (7.83%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BAC or VKI?

VKI has the higher forward dividend yield at 7.83%, versus 2.59% for BAC.

Is BAC or VKI safer?

BAC has the higher dividend-safety score (85/100 vs 54/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or VKI better value right now?

As of Nov 8, 2026, BAC looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For VKI, its fair-value estimate is 14% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.