FZROX vs VOO: Yield, Cost and Returns Compared
As of Nov 5, 2026, VOO yields more: 1.08% (dividend yield) against 0.90% for FZROX. FZROX is cheaper to own at 0.00% a year vs 0.03%. Over the same 8 years (Aug 2018 to Oct 2026), VOO returned 14.2% a year with distributions reinvested, and FZROX 13.6%.
VOOVanguard S&P 500 ETF1.08%dividend yield| Compared | FZROX | VOO |
|---|---|---|
| YieldDividend yield | 0.90% | 1.08% |
| Expense ratio | 0.00% | 0.03% |
| Total return, 1 yr | +12.1% | +12.1% |
| Total return, 3 yr (a year) | +23.2% | +23.4% |
| Total return, 5 yr (a year) | +11.2% | +12.0% |
| Total return, 10 yr (a year) | — | +15.4% |
| Worst drop since Aug 2018 | -24.7% | -23.9% |
| Share price since Aug 2018 | +157% | +161% |
| Pays | Annual | Quarterly |
| Issuer | Fidelity | Vanguard |
| Assets | $41.5B | $1.7T |
| Started | 2018 | 2010 |
| Type | Large Blend | Large Blend |
Higher yield
VOO
1.08%
Lower cost
FZROX
0.00%
Better total return
VOO
14.2%/yr
Smaller worst drop
VOO
-23.9%
Key facts: FZROX vs VOO
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, FZROX yields 0.90% (dividend yield) and VOO yields 1.08% (dividend yield).
- FZROX's expense ratio is 0.00% and VOO's is 0.03%: $0 vs $3 a year on $10,000.
- From Aug 2018 to Oct 2026, $10,000 in FZROX grew to $28,314 (13.6% a year) and $10,000 in VOO to $29,633 (14.2% a year), distributions reinvested.
- Their worst month-end drops over that time: -24.7% for FZROX and -23.9% for VOO.
- 10 of FZROX's top ten holdings are also in VOO's top ten, an overlap of at least 35% of the fund.
Cite this page
SmarterDividends, "FZROX vs VOO: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/fzrox-vs-voo
$10,000 in each, Aug 2018 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
FZROX became
$28,314
13.6% a year
VOO became
$29,633
14.2% a year
Year by year
| Year | FZROX | VOO |
|---|---|---|
| 2025 | +17.2% | +17.8% |
| 2024 | +23.9% | +25.0% |
| 2023 | +26.2% | +26.3% |
| 2022 | −19.2% | −18.2% |
| 2021 | +26.0% | +28.8% |
| 2020 | +20.5% | +18.3% |
| 2019 | +31.1% | +31.4% |
Total return each calendar year, distributions reinvested.
Top holdings
10 of the top ten overlap, at least 35% of each fund.
FZROX
- NVDA NVIDIA Corp7.5%
- AAPL Apple Inc6.6%
- MSFT Microsoft Corp5.2%
- AMZN Amazon.com Inc3.3%
- GOOGL Alphabet Inc Class A2.7%
- AVGO Broadcom Inc2.3%
- GOOG Alphabet Inc Class C2.2%
- META Meta Platforms Inc Class A2.2%
- MU Micron Technology Inc1.6%
- TSLA Tesla Inc1.4%
VOO
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
FZROX vs VOO: questions
Is FZROX or VOO better?
It depends on the job. VOO pays more today (1.08% vs 0.90%), FZROX costs less, and VOO has the better total return over Aug 2018 to Oct 2026, with VOO holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, FZROX or VOO?
VOO, at 1.08% against 0.90% for FZROX as of Nov 5, 2026. On $10,000 that's about $108 vs $90 a year at today's rates.
Which has the better total return?
VOO. From Aug 2018 to Oct 2026, it returned 14.2% a year with distributions reinvested, against 13.6% for FZROX. $10,000 became $29,633 vs $28,314.
Which is cheaper, FZROX or VOO?
FZROX, with a 0.00% expense ratio against 0.03%.
Do FZROX and VOO hold the same things?
Partly. 10 of their top ten holdings match (NVDA, AAPL, MSFT, AMZN), at least 35% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. VOO leads on 6 of 7 measures above. For information only, not investment advice. Last fund data: Nov 5, 2026.