GCBC vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, GCBC (Greene County Bancorp, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. GCBC offers the higher yield at 1.28%, GCBC has the higher dividend-safety score, and GCBC looks like the better value (its fair-value estimate is 3% above its share price).
Key facts: GCBC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Greene County Bancorp, Inc. (GCBC) has the higher forward dividend yield at 1.28%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades GCBC's dividend safety A (89/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, GCBC has raised its dividend for 12 consecutive years and MA for 14.
- As of Oct 18, 2026, GCBC pays out 17% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, GCBC's fair-value estimate is 3% above its share price and MA's fair-value estimate is 23% below its share price, so GCBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GCBC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/gcbc-vs-ma
| Metric | GCBC | MA |
|---|---|---|
| Forward yield | 1.28% | 0.56% |
| Annual dividend | $0.44 | $3.48 |
| Payout ratio | 17% | 18% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 10.6% | 13.7% |
| 5-yr total return | 104% | 96% |
| Dividend safety score | 89 (A) | 89 (A) |
| Fair value estimate | $35.51 | $474.95 |
| Upside to fair value | +3% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $587.0M | $540.9B |
| P/E ratio | 14.3 | 34.0 |
Higher yield
GCBC
1.28%
Safer dividend
GCBC
Grade A
Faster growth
MA
13.7%
Better value
GCBC
+3% upside
GCBC vs MA — FAQ
Is GCBC or MA a better dividend stock?
On the data, GCBC wins more head-to-head categories (4 vs 3). GCBC offers the higher yield (1.28%), while GCBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GCBC or MA?
GCBC has the higher forward dividend yield at 1.28%, versus 0.56% for MA.
Is GCBC or MA safer?
GCBC has the higher dividend-safety score (89/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is GCBC or MA better value right now?
As of Oct 18, 2026, GCBC looks like the better value: its fair-value estimate is 3% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.