BAC vs GCBC: Which Is the Better Dividend Stock?
As of August 2026, GCBC (Greene County Bancorp, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.05%, GCBC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+25%).
| Metric | BAC | GCBC |
|---|---|---|
| Forward yield | 2.05% | 1.25% |
| Annual dividend | $1.28 | $0.44 |
| Payout ratio | 26% | 17% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 10.6% |
| 5-yr total return | 45% | 92% |
| Dividend safety score | 83 (A) | 89 (A) |
| Fair value estimate | $77.08 | $37.51 |
| Upside to fair value | +25% | +8% |
| Frequency | quarterly | quarterly |
| Market cap | $436.6B | $601.7M |
| P/E ratio | 14.4 | 14.7 |
Higher yield
BAC
2.05%
Safer dividend
GCBC
Grade A
Faster growth
GCBC
10.6%
Better value
BAC
+25% upside
BAC vs GCBC — FAQ
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