
Greene County Bancorp, Inc.
GCBCFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
1.28%
Annual Dividend
$0.44
Payout Ratio
17%
5-Yr Growth
10.6%
Ex-Date
Aug 14, 2026
Frequency
Quarterly
Key facts about GCBC's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Greene County Bancorp, Inc. (GCBC) has a forward dividend yield of 1.28%, based on an annual dividend of $0.44 per share and a share price of $34.48.
- As of Oct 18, 2026, GCBC's dividend safety grade from SmarterDividends is A (89 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Greene County Bancorp, Inc. (GCBC) has raised its dividend for 12 consecutive years as of Oct 18, 2026.
- GCBC last cut its regular dividend in 2008.
- GCBC's most recent ex-dividend date was Aug 14, 2026, for a dividend of $0.11 per share.
- As of Oct 18, 2026, GCBC pays out 17% of its trailing 12-month earnings as dividends (its payout ratio).
- GCBC's dividend has grown at an average rate of 10.6% a year over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for GCBC is $35.51 per share, 3% above the $34.48 share price, so GCBC screens as fairly valued.
- Greene County Bancorp, Inc. (GCBC) pays its dividend quarterly, 4 times a year.
- Greene County Bancorp, Inc. (GCBC) has raised its regular dividend 28 times and cut it 1 time across the 91 payments on record since 2000. Its most recent change was a 10.0% increase to $0.110 per share, going ex-dividend on Aug 14, 2026. The last cut went ex-dividend on Nov 13, 2007.
Cite this page
SmarterDividends, "GCBC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/GCBC
Summary
As of Oct 18, 2026, Greene County Bancorp, Inc. (GCBC) yields 1.28% ($0.44 a year per share), has a dividend safety grade of A (89/100) and has 12 consecutive years of dividend increases on record.
Is GCBC a good dividend stock?
YesGreene County Bancorp, Inc. (GCBC) pays a quarterly dividend yielding 1.28% ($0.44/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Comfortable payout ratio (17%)
- Strong 10.6% 5-yr dividend growth
- 104% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2008
Key Data
- Dividend Yield
- 1.28%
- Payout Ratio
- 17%
- Annual Dividend
- $0.44
- 5-Yr Avg Growth
- 10.6%
- Ex-Dividend Date
- Aug 14, 2026
- Years of Growth
- 12
- Frequency
- quarterly
- Beta
- 0.47
- Market Cap
- $587.0M
- P/E Ratio
- 14.3
- 5-Yr Total Return
- 104%
- 52-Week Range
- $21.38 – $36.33
- Dividend Safety
- A · 89/100
- Ever Cut?
- Yes (2008)
GCBC dividend raises and cuts
Greene County Bancorp, Inc. (GCBC) has raised its regular dividend 28 times and cut it 1 time across the 91 payments on record since 2000. Its most recent change was a 10.0% increase to $0.110 per share, going ex-dividend on Aug 14, 2026. The last cut went ex-dividend on Nov 13, 2007.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Aug 14, 2026 | Raise | $0.100 → $0.110 | +10.0% |
| Aug 15, 2025 | Raise | $0.0900 → $0.100 | +11.1% |
| Aug 15, 2024 | Raise | $0.0800 → $0.0900 | +12.5% |
| Aug 11, 2023 | Raise | $0.0700 → $0.0800 | +14.3% |
| Aug 12, 2022 | Raise | $0.0650 → $0.0700 | +7.7% |
| Aug 13, 2021 | Raise | $0.0600 → $0.0650 | +8.3% |
| Aug 13, 2020 | Raise | $0.0550 → $0.0600 | +9.1% |
| Aug 14, 2019 | Raise | $0.0500 → $0.0550 | +10.0% |
| Aug 14, 2018 | Raise | $0.0490 → $0.0500 | +2.0% |
| Aug 11, 2017 | Raise | $0.0475 → $0.0490 | +3.2% |
| Aug 11, 2016 | Raise | $0.0465 → $0.0475 | +2.2% |
| May 12, 2016 | Raise | $0.0463 → $0.0465 | +0.5% |
Show all 29 changes since 2001
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Aug 12, 2015 | Raise | $0.0450 → $0.0463 | +2.8% |
| Aug 13, 2014 | Raise | $0.0438 → $0.0450 | +2.9% |
| May 12, 2010 | Raise | $0.0425 → $0.0438 | +2.9% |
| Aug 13, 2008 | Raise | $0.0400 → $0.0425 | +6.3% |
| May 13, 2008 | Raise | $0.0375 → $0.0400 | +6.7% |
| Feb 13, 2008 | Raise | $0.0350 → $0.0375 | +7.1% |
| Nov 13, 2007 | Cut | $0.0625 → $0.0350 | −44.0% |
| Feb 13, 2007 | Raise | $0.0575 → $0.0625 | +8.7% |
| Feb 13, 2006 | Raise | $0.0550 → $0.0575 | +4.5% |
| Feb 11, 2005 | Raise | $0.0525 → $0.0550 | +4.8% |
| Aug 12, 2004 | Raise | $0.0500 → $0.0525 | +5.0% |
| Feb 11, 2004 | Raise | $0.0450 → $0.0500 | +11.1% |
| Aug 13, 2003 | Raise | $0.0425 → $0.0450 | +5.9% |
| Feb 12, 2003 | Raise | $0.0400 → $0.0425 | +6.3% |
| Aug 13, 2002 | Raise | $0.0350 → $0.0400 | +14.3% |
| Feb 13, 2002 | Raise | $0.0313 → $0.0350 | +12.0% |
| Aug 13, 2001 | Raise | $0.0150 → $0.0313 | +108.3% |
Frequently Asked Questions
Is GCBC a good dividend stock?
Yes. Greene County Bancorp, Inc. (GCBC) pays a quarterly dividend yielding 1.28% ($0.44/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is GCBC undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, GCBC's fair value is about $35.51 versus a $34.48 share price — so it looks fairly valued (+3% vs. fair value).
Is GCBC's dividend safe?
GCBC has a dividend-safety grade of A (89/100), based on its payout coverage, free-cash-flow, 12-year growth streak, a dividend cut in 2008, debt and yield-versus-history.
What is GCBC's fair value?
Our blended fair-value estimate for GCBC is about $35.51 per share, roughly 3% above the current $34.48 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is GCBC a buy, hold, or sell?
We don't issue formal ratings, but on the data GCBC screens as "yes" and fairly valued. Greene County Bancorp, Inc. (GCBC) pays a quarterly dividend yielding 1.28% ($0.44/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will GCBC cut its dividend?
GCBC earns a dividend-safety grade of A (89/100), and has cut its dividend before (last in 2008). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does GCBC pay a dividend?
Yes. Greene County Bancorp, Inc. pays a quarterly dividend of about $0.44 per share annually, a forward yield of roughly 1.28%.
What is GCBC's dividend yield?
As of Oct 18, 2026, GCBC's forward dividend yield is 1.28%, based on a $0.44 annual dividend and a $34.48 share price.
What is GCBC's dividend per share?
As of Oct 18, 2026, GCBC pays $0.44 per share per year, distributed on a quarterly basis.
What is GCBC's dividend payout ratio?
As of Oct 18, 2026, GCBC's payout ratio is 17% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has GCBC grown its dividend?
As of Oct 18, 2026, GCBC has increased its dividend for 12 consecutive years.
When is the next GCBC ex-dividend date?
As of Oct 18, 2026, GCBC's next ex-dividend date hasn't been announced. The most recent was Aug 14, 2026, for $0.11 per share.
GCBC Price — Last 12 Months
Daily close
Price Return
1 Year
+51%
3 Years
+37%
5 Years
+104%
52-Week Range
$21.38 – $36.33
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is GCBC worth?
Fairly valuedlow confidenceOur blended fair-value estimate for Greene County Bancorp, Inc. is $35.51 per share, versus a market price of $34.48. That implies the stock is roughly fairly priced.
Fair Value
$35.51
Current Price
$34.48
Gap
+3%
Margin of Safety
3%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 10.6% growth for five years fading to 2.5% over the next five, $2.41 EPS, $0.44 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
GCBC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full GCBC dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 14, 2026 | Aug 31, 2026 | $0.1100 | regular |
| May 15, 2026 | May 29, 2026 | $0.1000 | regular |
| Feb 13, 2026 | Feb 27, 2026 | $0.1000 | regular |
| Nov 14, 2025 | Nov 28, 2025 | $0.1000 | regular |
| Aug 15, 2025 | Aug 29, 2025 | $0.1000 | regular |
| May 16, 2025 | May 30, 2025 | $0.0900 | regular |
| Feb 14, 2025 | Feb 28, 2025 | $0.0900 | regular |
| Nov 15, 2024 | Nov 29, 2024 | $0.0900 | regular |
| Aug 15, 2024 | Aug 30, 2024 | $0.0900 | regular |
| May 14, 2024 | May 30, 2024 | $0.0800 | regular |
| Feb 14, 2024 | Feb 28, 2024 | $0.0800 | regular |
| Nov 14, 2023 | Nov 30, 2023 | $0.0800 | regular |
| Aug 11, 2023 | Aug 31, 2023 | $0.0800 | regular |
| May 12, 2023 | May 31, 2023 | $0.0700 | regular |
Income Calculator
At $0.44 / yr per share
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