HAFC vs HSBC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HAFC and HSBC are closely matched. HSBC offers the higher yield at 3.97%, HSBC has the higher dividend-safety score, and HAFC looks like the better value (its fair-value estimate is 69% above its share price).
Key facts: HAFC vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 3.60% for Hanmi Financial Corporation (HAFC).
- As of Oct 18, 2026, SmarterDividends grades HAFC's dividend safety B (71/100) and HSBC's B (72/100).
- As of Oct 18, 2026, HAFC pays out 37% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 18, 2026, HAFC's fair-value estimate is 69% above its share price and HSBC's fair-value estimate is 44% above its share price, so HAFC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HAFC vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hafc-vs-hsbc
| Metric | HAFC | HSBC |
|---|---|---|
| Forward yield | 3.60% | 3.97% |
| Annual dividend | $1.12 | $3.75 |
| Payout ratio | 37% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 23.7% | -13.8% |
| 5-yr total return | 38% | 242% |
| Dividend safety score | 71 (B) | 72 (B) |
| Fair value estimate | $52.68 | $135.99 |
| Upside to fair value | +69% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $922.7M | $323.4B |
| P/E ratio | 10.5 | 13.5 |
Higher yield
HSBC
3.97%
Safer dividend
HSBC
Grade B
Faster growth
HAFC
23.7%
Better value
HAFC
+69% upside
HAFC vs HSBC — FAQ
Is HAFC or HSBC a better dividend stock?
HAFC and HSBC are closely matched. HSBC has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HAFC or HSBC?
HSBC has the higher forward dividend yield at 3.97%, versus 3.60% for HAFC.
Is HAFC or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is HAFC or HSBC better value right now?
As of Oct 18, 2026, HAFC looks like the better value: its fair-value estimate is 69% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.