HSBC vs THFF: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and THFF are closely matched. HSBC offers the higher yield at 3.97%, HSBC has the higher dividend-safety score, and THFF looks like the better value (its fair-value estimate is 62% above its share price).
Key facts: HSBC vs THFF
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 3.02% for First Financial Corporation (THFF).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and THFF's C (64/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and THFF pays out 31%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and THFF's fair-value estimate is 62% above its share price, so THFF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs THFF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-thff
| Metric | HSBC | THFF |
|---|---|---|
| Forward yield | 3.97% | 3.02% |
| Annual dividend | $3.75 | $2.24 |
| Payout ratio | 54% | 31% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | -0.4% |
| 5-yr total return | 242% | 71% |
| Dividend safety score | 72 (B) | 64 (C) |
| Fair value estimate | $135.99 | $119.85 |
| Upside to fair value | +44% | +62% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $881.8M |
| P/E ratio | 13.5 | 10.4 |
Higher yield
HSBC
3.97%
Safer dividend
HSBC
Grade B
Faster growth
THFF
-0.4%
Better value
THFF
+62% upside
HSBC vs THFF — FAQ
Is HSBC or THFF a better dividend stock?
HSBC and THFF are closely matched. HSBC has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or THFF?
HSBC has the higher forward dividend yield at 3.97%, versus 3.02% for THFF.
Is HSBC or THFF safer?
HSBC has the higher dividend-safety score (72/100 vs 64/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or THFF better value right now?
As of Oct 18, 2026, THFF looks like the better value: its fair-value estimate is 62% above its share price (undervalued). For HSBC, its fair-value estimate is 44% above its share price.
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