HSBC vs WBHC: Which Is the Better Dividend Stock?
As of Oct 19, 2026, WBHC (Wilson Bank Holding Company) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.97%, WBHC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs WBHC
Data as of · Source: SmarterDividends data
- As of Oct 19, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 0.25% for Wilson Bank Holding Company (WBHC).
- As of Oct 19, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and WBHC's B (77/100).
- By SmarterDividends' count as of Oct 19, 2026, HSBC has raised its dividend for 0 consecutive years and WBHC for 5.
- As of Oct 19, 2026, HSBC pays out 54% of its earnings as dividends and WBHC pays out 20%.
- As of Oct 19, 2026, HSBC's fair-value estimate is 44% above its share price and WBHC's fair-value estimate is 68% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs WBHC: Dividend Yield, Safety & Value Compared," updated Oct 19, 2026, https://smarterdividends.com/compare/hsbc-vs-wbhc
| Metric | HSBC | WBHC |
|---|---|---|
| Forward yield | 3.97% | 0.25% |
| Annual dividend | $3.75 | $1.35 |
| Payout ratio | 54% | 20% |
| Years of growth | 0 yr | 5 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 242% | 2130% |
| Dividend safety score | 72 (B) | 77 (B) |
| Fair value estimate | $135.99 | $175.04 |
| Upside to fair value | +44% | -68% |
| Frequency | quarterly | semiannual |
| Market cap | $323.4B | $6.8B |
| P/E ratio | 13.5 | 82.1 |
Higher yield
HSBC
3.97%
Safer dividend
WBHC
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+44% upside
HSBC vs WBHC — FAQ
Is HSBC or WBHC a better dividend stock?
On the data, WBHC wins more head-to-head categories (4 vs 3). HSBC offers the higher yield (3.97%), while WBHC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or WBHC?
HSBC has the higher forward dividend yield at 3.97%, versus 0.25% for WBHC.
Is HSBC or WBHC safer?
WBHC has the higher dividend-safety score (77/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or WBHC better value right now?
As of Oct 19, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For WBHC, its fair-value estimate is 68% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.