JPM vs MCHB: Which Is the Better Dividend Stock?
As of Oct 24, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. MCHB offers the higher yield at 10.29%, JPM has the higher dividend-safety score, and MCHB looks like the better value (its fair-value estimate is 163% above its share price).
Key facts: JPM vs MCHB
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Mechanics Bancorp (MCHB) has the higher forward dividend yield at 10.29%, versus 1.99% for JPMorgan Chase & Co. (JPM).
- As of Oct 24, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and MCHB's D (40/100).
- By SmarterDividends' count as of Oct 24, 2026, JPM has raised its dividend for 15 consecutive years and MCHB for 1.
- As of Oct 24, 2026, JPM pays out 26% of its earnings as dividends and MCHB pays out 101%.
- As of Oct 24, 2026, JPM's fair-value estimate is 10% above its share price and MCHB's fair-value estimate is 163% above its share price, so MCHB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs MCHB: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/jpm-vs-mchb
| Metric | JPM | MCHB |
|---|---|---|
| Forward yield | 1.99% | 10.29% |
| Annual dividend | $6.60 | $1.56 |
| Payout ratio | 26% | 101% |
| Years of growth | 15 yr | 1 yr |
| 5-yr dividend growth | 9.0% | 7.0% |
| 5-yr total return | 109% | -69% |
| Dividend safety score | 82 (A) | 40 (D) |
| Fair value estimate | $364.60 | $39.85 |
| Upside to fair value | +10% | +163% |
| Frequency | quarterly | quarterly |
| Market cap | $880.5B | $3.4B |
| P/E ratio | 13.9 | 11.7 |
Higher yield
MCHB
10.29%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
MCHB
+163% upside
JPM vs MCHB — FAQ
Is JPM or MCHB a better dividend stock?
On the data, JPM wins more head-to-head categories (6 vs 2). MCHB offers the higher yield (10.29%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or MCHB?
MCHB has the higher forward dividend yield at 10.29%, versus 1.99% for JPM.
Is JPM or MCHB safer?
JPM has the higher dividend-safety score (82/100 vs 40/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or MCHB better value right now?
As of Oct 24, 2026, MCHB looks like the better value: its fair-value estimate is 163% above its share price (undervalued). For JPM, its fair-value estimate is 10% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.