MCHB vs V: Which Is the Better Dividend Stock?
As of Oct 24, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. MCHB offers the higher yield at 10.29%, V has the higher dividend-safety score, and MCHB looks like the better value (its fair-value estimate is 163% above its share price).
Key facts: MCHB vs V
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Mechanics Bancorp (MCHB) has the higher forward dividend yield at 10.29%, versus 0.66% for Visa Inc. (V).
- As of Oct 24, 2026, SmarterDividends grades MCHB's dividend safety D (40/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 24, 2026, MCHB has raised its dividend for 1 consecutive years and V for 17.
- As of Oct 24, 2026, MCHB pays out 101% of its earnings as dividends and V pays out 22%.
- As of Oct 24, 2026, MCHB's fair-value estimate is 163% above its share price and V's fair-value estimate is 26% below its share price, so MCHB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MCHB vs V: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/mchb-vs-v
| Metric | MCHB | V |
|---|---|---|
| Forward yield | 10.29% | 0.66% |
| Annual dividend | $1.56 | $2.68 |
| Payout ratio | 101% | 22% |
| Years of growth | 1 yr | 17 yr |
| 5-yr dividend growth | 7.0% | 14.9% |
| 5-yr total return | -69% | 111% |
| Dividend safety score | 40 (D) | 93 (A) |
| Fair value estimate | $39.85 | $302.27 |
| Upside to fair value | +163% | -26% |
| Frequency | quarterly | quarterly |
| Market cap | $3.4B | $765.8B |
| P/E ratio | 11.7 | 35.3 |
Higher yield
MCHB
10.29%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
MCHB
+163% upside
MCHB vs V — FAQ
Is MCHB or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). MCHB offers the higher yield (10.29%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MCHB or V?
MCHB has the higher forward dividend yield at 10.29%, versus 0.66% for V.
Is MCHB or V safer?
V has the higher dividend-safety score (93/100 vs 40/100), reflecting stronger payout coverage and dividend-growth history.
Is MCHB or V better value right now?
As of Oct 24, 2026, MCHB looks like the better value: its fair-value estimate is 163% above its share price (undervalued). For V, its fair-value estimate is 26% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.