JPM vs OFG: Which Is the Better Dividend Stock?
As of Oct 18, 2026, OFG (OFG Bancorp) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OFG offers the higher yield at 2.56%, JPM has the higher dividend-safety score, and OFG looks like the better value (its fair-value estimate is 54% above its share price).
Key facts: JPM vs OFG
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OFG Bancorp (OFG) has the higher forward dividend yield at 2.56%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and OFG's A (80/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and OFG for 5.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and OFG pays out 26%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and OFG's fair-value estimate is 54% above its share price, so OFG looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs OFG: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-ofg
| Metric | JPM | OFG |
|---|---|---|
| Forward yield | 1.94% | 2.56% |
| Annual dividend | $6.60 | $1.35 |
| Payout ratio | 26% | 26% |
| Years of growth | 15 yr | 5 yr |
| 5-yr dividend growth | 9.0% | 33.8% |
| 5-yr total return | 114% | 118% |
| Dividend safety score | 82 (A) | 80 (A) |
| Fair value estimate | $364.60 | $81.23 |
| Upside to fair value | +7% | +54% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $2.2B |
| P/E ratio | 14.3 | 10.4 |
Higher yield
OFG
2.56%
Safer dividend
JPM
Grade A
Faster growth
OFG
33.8%
Better value
OFG
+54% upside
JPM vs OFG — FAQ
Is JPM or OFG a better dividend stock?
On the data, OFG wins more head-to-head categories (5 vs 3). OFG offers the higher yield (2.56%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or OFG?
OFG has the higher forward dividend yield at 2.56%, versus 1.94% for JPM.
Is JPM or OFG safer?
JPM has the higher dividend-safety score (82/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or OFG better value right now?
As of Oct 18, 2026, OFG looks like the better value: its fair-value estimate is 54% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.