MA vs OFG: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA and OFG are closely matched. OFG offers the higher yield at 2.56%, MA has the higher dividend-safety score, and OFG looks like the better value (its fair-value estimate is 54% above its share price).
Key facts: MA vs OFG
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OFG Bancorp (OFG) has the higher forward dividend yield at 2.56%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and OFG's A (80/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and OFG for 5.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and OFG pays out 26%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and OFG's fair-value estimate is 54% above its share price, so OFG looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs OFG: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-ofg
| Metric | MA | OFG |
|---|---|---|
| Forward yield | 0.56% | 2.56% |
| Annual dividend | $3.48 | $1.35 |
| Payout ratio | 18% | 26% |
| Years of growth | 14 yr | 5 yr |
| 5-yr dividend growth | 13.7% | 33.8% |
| 5-yr total return | 96% | 118% |
| Dividend safety score | 89 (A) | 80 (A) |
| Fair value estimate | $474.95 | $81.23 |
| Upside to fair value | -23% | +54% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $2.2B |
| P/E ratio | 34.0 | 10.4 |
Higher yield
OFG
2.56%
Safer dividend
MA
Grade A
Faster growth
OFG
33.8%
Better value
OFG
+54% upside
MA vs OFG — FAQ
Is MA or OFG a better dividend stock?
MA and OFG are closely matched. OFG has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or OFG?
OFG has the higher forward dividend yield at 2.56%, versus 0.56% for MA.
Is MA or OFG safer?
MA has the higher dividend-safety score (89/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or OFG better value right now?
As of Oct 18, 2026, OFG looks like the better value: its fair-value estimate is 54% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.