OFG vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, OFG and V are closely matched. OFG offers the higher yield at 2.56%, V has the higher dividend-safety score, and OFG looks like the better value (its fair-value estimate is 54% above its share price).
Key facts: OFG vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, OFG Bancorp (OFG) has the higher forward dividend yield at 2.56%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades OFG's dividend safety A (80/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, OFG has raised its dividend for 5 consecutive years and V for 17.
- As of Oct 18, 2026, OFG pays out 26% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, OFG's fair-value estimate is 54% above its share price and V's fair-value estimate is 24% below its share price, so OFG looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "OFG vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ofg-vs-v
| Metric | OFG | V |
|---|---|---|
| Forward yield | 2.56% | 0.67% |
| Annual dividend | $1.35 | $2.68 |
| Payout ratio | 26% | 22% |
| Years of growth | 5 yr | 17 yr |
| 5-yr dividend growth | 33.8% | 14.9% |
| 5-yr total return | 118% | 108% |
| Dividend safety score | 80 (A) | 93 (A) |
| Fair value estimate | $81.23 | $306.97 |
| Upside to fair value | +54% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $2.2B | $755.8B |
| P/E ratio | 10.4 | 34.3 |
Higher yield
OFG
2.56%
Safer dividend
V
Grade A
Faster growth
OFG
33.8%
Better value
OFG
+54% upside
OFG vs V — FAQ
Is OFG or V a better dividend stock?
OFG and V are closely matched. OFG has the higher yield; V scores better on safety.
Which has a higher dividend yield, OFG or V?
OFG has the higher forward dividend yield at 2.56%, versus 0.67% for V.
Is OFG or V safer?
V has the higher dividend-safety score (93/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is OFG or V better value right now?
As of Oct 18, 2026, OFG looks like the better value: its fair-value estimate is 54% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.