SCHD vs VTV: Yield, Cost and Returns Compared
As of Nov 5, 2026, SCHD yields more: 2.94% (dividend yield) against 1.83% for VTV. VTV is cheaper to own at 0.03% a year vs 0.06%. Over the same 15 years (Oct 2011 to Oct 2026), SCHD returned 13.5% a year with distributions reinvested, and VTV 13.2%.
SCHDSchwab U.S. Dividend Equity ETF2.94%dividend yield| Compared | SCHD | VTV |
|---|---|---|
| YieldDividend yield | 2.94% | 1.83% |
| Expense ratio | 0.06% | 0.03% |
| Total return, 1 yr | +38.5% | +25.3% |
| Total return, 3 yr (a year) | +20.7% | +22.0% |
| Total return, 5 yr (a year) | +10.6% | +12.4% |
| Total return, 10 yr (a year) | +13.7% | +13.0% |
| Worst drop since Oct 2011 | -21.6% | -25.0% |
| Share price since Oct 2011 | +321% | +340% |
| Pays | Quarterly | Quarterly |
| Issuer | Schwab | Vanguard |
| Assets | $121.1B | $263.7B |
| Started | 2011 | 2004 |
| Type | Large Value | Large Value |
Higher yield
SCHD
2.94%
Lower cost
VTV
0.03%
Better total return
SCHD
13.5%/yr
Smaller worst drop
SCHD
-21.6%
Key facts: SCHD vs VTV
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, SCHD yields 2.94% (dividend yield) and VTV yields 1.83% (dividend yield).
- SCHD's expense ratio is 0.06% and VTV's is 0.03%: $6 vs $3 a year on $10,000.
- From Oct 2011 to Oct 2026, $10,000 in SCHD grew to $66,879 (13.5% a year) and $10,000 in VTV to $64,087 (13.2% a year), distributions reinvested.
- Their worst month-end drops over that time: -21.6% for SCHD and -25.0% for VTV.
- 1 of SCHD's top ten holdings are also in VTV's top ten, an overlap of at least 1% of the fund.
Cite this page
SmarterDividends, "SCHD vs VTV: Yield, Cost and Returns Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/schd-vs-vtv
$10,000 in each, Oct 2011 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
SCHD became
$66,879
13.5% a year
VTV became
$64,087
13.2% a year
Year by year
| Year | SCHD | VTV |
|---|---|---|
| 2025 | +4.3% | +15.3% |
| 2024 | +11.7% | +15.9% |
| 2023 | +4.5% | +9.3% |
| 2022 | −3.3% | −2.1% |
| 2021 | +29.8% | +26.5% |
| 2020 | +15.0% | +2.3% |
| 2019 | +27.3% | +25.7% |
| 2018 | −5.6% | −5.5% |
| 2017 | +20.8% | +17.1% |
| 2016 | +16.2% | +17.1% |
| 2015 | −0.4% | −1.0% |
| 2014 | +11.4% | +13.2% |
| 2013 | +32.8% | +33.1% |
| 2012 | +11.1% | +15.2% |
Total return each calendar year, distributions reinvested.
Top holdings
1 of the top ten overlap, at least 1% of each fund.
SCHD
- TXN Texas Instruments Inc4.6%
- COP ConocoPhillips4.3%
- CVX Chevron Corp4.3%
- PG Procter & Gamble Co4.2%
- KO Coca-Cola Co4.1%
- AMGN Amgen Inc4.1%
- HD The Home Depot Inc4.0%
- UNH UnitedHealth Group Inc3.9%
- MRK Merck & Co Inc3.8%
- PEP PepsiCo Inc3.8%
VTV
- MU Micron Technology Inc4.6%
- JPM JPMorgan Chase & Co3.3%
- BRK-B Berkshire Hathaway Inc Class B2.9%
- XOM ExxonMobil Holdings Corp2.6%
- JNJ Johnson & Johnson2.4%
- ABBV AbbVie Inc1.8%
- WMT Walmart Inc1.7%
- CVX Chevron Corp1.5%
- CSCO Cisco Systems Inc1.4%
- CAT Caterpillar Inc1.4%
SCHD vs VTV: questions
Is SCHD or VTV better?
It depends on the job. SCHD pays more today (2.94% vs 1.83%), VTV costs less, and SCHD has the better total return over Oct 2011 to Oct 2026, with SCHD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, SCHD or VTV?
SCHD, at 2.94% against 1.83% for VTV as of Nov 5, 2026. On $10,000 that's about $294 vs $183 a year at today's rates.
Which has the better total return?
SCHD. From Oct 2011 to Oct 2026, it returned 13.5% a year with distributions reinvested, against 13.2% for VTV. $10,000 became $66,879 vs $64,087.
Which is cheaper, SCHD or VTV?
VTV, with a 0.03% expense ratio against 0.06%.
Do SCHD and VTV hold the same things?
Partly. 1 of their top ten holdings match (CVX), at least 1% of each fund. Owning both doubles up on those.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. For information only, not investment advice. Last fund data: Nov 5, 2026.